Savings Rates

IRA / Money Market / Shares (Last Modified: May 03, 2010)

Type	Dividend Rates	Annual Percentage APY
Shares	0.25%	0.25% APY
Club Account	0.25%	0.25% APY
IRAs	0.50%	0.50% APY*
Money Market	0.50%	0.50% APY**

APY = Annual Percentage Yield.
* $100 Minimum balance required on Share IRA accounts to earn dividends. $500 minimum balance on certificates.
** $2500 minimum balance to earn dividend on Money Market.

Certificates (Last Modified: Aug 27, 2010)

Type	Term	Dividends	Annual Percentage APY
Share Certificate	3 Months	0.50%	0.50% APY*
	6 Months	0.60%	0.60% APY*
	9 Months	0.70%	0.70% APY*
	12 Months	0.80%	0.80% APY*
	18 Months	0.90%	0.90% APY*
	24 Months	1.09%	1.10% APY*
	30 Months	1.29%	1.30% APY*
	36 Months	1.59%	1.60% APY*
	48 Months	2.08%	2.10% APY*
	60 Months	2.47%	2.50% APY*
Liquid Certificate	12 Months	0.80%	0.80% APY**
	15 Months	0.90%	0.90% APY**

APY = Annual Percentage Yield.
* Share certificates carry a penalty for early withdrawal. Fees could reduce the earnings on any account.
** $10,000 Minimum balance required to open. Includes one penalty-free withdrawal per quarter. Fees could reduce the earnings on any account.