Everyday Banking. No Charge.
It sounds simple. And it is. At cPort, we don’t think you should have to pay a cent for your normal, everyday transactions. And there’s no minimum balance required for your checking account!**
We invite you to compare by visiting our fees page.
You will also enjoy these benefits with cPort's checking account:
- No minimum balance required
- No service charges or hidden fees
- A $50 Direct Deposit Bonus*
- FREE debit card with no monthly usage fee - available instantly at all of our branches!
- FREE Online Banking (click here for more about our convenient tools in Online Banking)
As well as:
- Overdraft protection options
- FREE CUPhone (automated teller system)
- Convenient account access at over 5,000 branches nationwide via Shared Branching
- Over 200 Surcharge-free ATM locations via the statewide SurF Network
- Free box of checks for Classic Members (over 50)
Or, stop into one of our convenient branch locations or call 1-800-464-0253 to get started!
With a parent or guardian co-signer, teens can learn the importance of money management with a cPort Teen Checking Account!
Account Features Include:
- $10 iTunes gift card when you open an account
- Free Online and Mobile Banking to track your savings
- Free Debit Card with a parent or guardian co-signer
- Free coffee and ice cream everyday as a cPort member!
To open your account today, stop into one of our branches or call 1-800-464-0253 for more information on Teen Accounts!
Introducing our new free4ME checking account designed exclusively for the 18-25 crowd. Click the icon on the right for more information!
Overdraft protection covers inadvertent insufficient funds items instead of returning them to the merchant, saving you from the additional charges resulting from a returned item and the embarrassment an overdrawn item can cause. It also helps protect your credit rating.
When a check or debit is presented for payment and there are not adequate funds in your account, the following options are available to cover the necessary funds:
- Overdraft Protection from Your Share Account – Automatically makes a transfer from your savings to your checking to cover an insufficient funds item.
- Overdraft Line of Credit*** - A revolving line of credit that automatically advances a loan to you so your insufficient funds item clears.
At cPort Credit Union you can choose the option(s) of overdraft protection and customize the order of payment that best fits your needs. Choose to overdraft to either your Overdraft Line of Credit first then to your savings account, or savings account first then your Overdraft Line of Credit. It's up to you!
*No minimum balance required to receive the bonus. To be eligible you must start a new direct deposit of net pay into your account within 60 days. Terms and conditions subject to change. Bonus will be deposited within five business days of your direct deposit.
**A minimum Share Deposit of $5.00 is required to establish your membership.
*** Overdraft Line of Credit is subject to credit approval.