Individual Retirement Account

 

cPort Credit Union helps you meet your retirement objectives through the tax-deferred savings of Individual Retirement Accounts (IRAs). Even with tax law changes, your IRA contributions may be fully or partially deductible, depending on your personal financial situation. Consult your tax advisor to determine if you qualify.

 

Our IRA options offer several ways for your retirement funds to grow on a tax-deferred basis, and they're all insured up to $250,000 by the National Credit Union Administration (NCUA).

 

Individual IRA

This retirement option enables qualifying individuals to deposit earned income each year. For 2012, you can deposit up to $5,000 ($6,000 if you are over 50). For 2013, you can deposit up to $5,500 ($6,500 if you are over 50). Spouses may contribute like amounts.

  • Open your IRA with as little as $100
  • Dividends earned on an average daily balance of $100 or more
  • Build your nest egg effortlessly with payroll deduction

 

IRA Share Certificate

Build your retirement savings faster with our high-yielding IRA share certificate.

  • Enjoy competitive rates
  • $500 minimum to open
  • Terms from 3 months to 5 years

 

Contact us today to see how easy it is to start saving for your retirement. Call 1-800-464-0253, email info@cportcu.org, or stop into one of our branches for more information.

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