How to apply for a Debt Consolidation Loan

Husband upset over wife cutting up their credit card

If you’ve got debt that’s stressing you out, you are NOT alone.

Lots of people get into debt, and at cPort, we help lots of people manage and pay off their debt. To successfully consolidate your debt, and put yourself on track to becoming debt free, follow these steps:

  1. Add up all of your current outstanding debt. This can seem overwhelming, but it is the first step into determining where you stand with your finances. Be sure to include credit cards, store cards, medical bills, loans, (anything with a high interest rate that you’d like to consolidate down to one payment).
  2. Stop in to cPort, and talk to an MSR about a Debt Consolidation Loan. After you’ve become a cPort member, an MSR will pull your credit report and help to determine a loan that fits your needs. You can pick a term, learn your rate, and make sure that payment will fit your budget!
  3. Consolidate! When you’re approved and close your Debt Consolidation Loan, cPort will send out the checks to pay off your debts, and you’ll have a fresh start to taking control of your financial future. You’ll now be down to just one payment that will actually make a dent in your debt, and put you on track to being debt free!
  4. Tell your friends about cPort’s Debt Consolidation LoanShare the feeling of relief with friends and loved ones. For every member you refer to cPort who opens up a Checking Account, we’ll give you $75!* Learn more about our Refer-a-Friend bonus here.

With rates as low as 5.99% APR*, a Debt Consolidation Loan could be the perfect way for you to pay off high interest rate credit cards and consolidate all the other bills you’re juggling. With Debt Reset, you could start the New Year on your way to being debt free. Remember, you’re not alone… just hit the Debt Reset button today at cPort!

*cPort Credit Union reserves the right to withdraw this offer at any time. Other terms and conditions may apply. Offer of $75 applies to referral of new members ages 18 and over only. Current member must be in good standing.

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Toll Free: 1-800-464-0253
CUPhone: 1-888-306-0033
Debit PIN Change: 1-800-757-9848
Routing Number: 211288239
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