Choosing the Right Home Equity Line of Credit (HELOC)

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A Home Equity Line of Credit (HELOC) can be a great source of flexible credit using value in your home to borrow against for home improvements, debt consolidation, or emergency cash access. cPort offers different types of HELOCs to help our members reach their individual financial goals.

Open Ended HELOC

Enjoy the long-term flexibility of this HELOC with a predictable payment amount.
Rate: Variable rate as low as 4.00% APR
Term: Indefinite, keep the line open as long as you prefer
Monthly payment: 1.5% of your outstanding balance

Interest Only HELOC

Lower monthly payments through the draw period offer increased payment flexibility over a shorter timeframe.
Rate: Variable rate as low as 4.00% APR
Term: 10-year draw period, 15-year repayment period on final balance
Monthly payment: The interest accrued on your balance each month during draw period

New! 3-year Fixed Rate HELOC

All of the benefits of an interest only HELOC with interest rate security for the first 3 years.
Rate: Fixed rate as low as 4.50% APR for 3 years
Term: Term: 10-year draw period, 15-year repayment period on final balance
Monthly payment: The interest accrued on your balance each month during draw period

We can help you choose the right HELOC for you based on your financial goals. To learn more or get started with an application, give us a call at 1-800-464-0253 or request more information here!

Contact Us

Toll Free: 1-800-464-0253
CUPhone: 1-888-306-0033
Debit PIN Change: 1-800-757-9848
Routing Number: 211288239
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