Home Equity Loans and Lines of Credit

Use the equity in your home for flexible financing for home improvements, debt consolidation, or a large purchase. If you've been dreaming of renovating your home, cPort can help make those dreams a reality! With a Home Equity Loan from cPort, you can:

  • Repair or make improvements to your house
  • Take on a DIY project for your bathroom or kitchen
  • Landscape the yard or add a pool
  • Start your own business
  • Consolidate debt
  • Pay for medical expenses, emergencies, or big-ticket items
  • And more -- just ask!

cPort offers Home Equity Lines of Credit and Fixed Rate Home Equities. We'll work with you to determine what best fits your needs. Also, the interest on Home Equity Loans may be tax-deductible. (Ask a tax adviser to see if you qualify.)

Purchase Mortgages

Looking to buy a new home? Learn more about our mortgage products.

National Mortgage Licensing System

cPort Credit Union Nationwide Mortgage Licensing System ID: 409174

Home Equity Lines of Credit

Rates effective as of April 1, 2019

Edit
Type of Home Equity Line of Credit As Low As
Open-End Variable Rate 4.25%
Interest Only 4.25%
3-Year Fixed Rate, Interest Only 4.50%
APR = Annual Percentage Rate. Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria and reflects a .25% discount for direct deposit of net pay. Maximum rate is 18%.

Home Loans

Rates effective as of April 1, 2019

Edit
Fixed Rate Products As Low As
Up to 5 years 3.99%
Up to 10 years 4.35%
Up to 15 years 4.50%
Edit
Adjustable Rate Products (ARMs) As Low As
Fixed Rate - First 3 years 3.75%
Fixed Rate - First 5 years 3.99%
Fixed Rate - First 7 years 4.50%
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria.
* Adjusted quarterly after initial fixed rate period based on the Prime Rate +/- a margin. Maximum rate is 18%.
** Rates are fixed for the life of the loan and based on first mortgage position.
For real estate loans, the APR may vary based on the loan amount. The rates listed above are based on a loan amount of $100,000.

Ready to Apply?

Members can apply for a loan right in eBanking from any device!

apply

 

Have a few more questions?

One of our awesome Member Service Representatives (we call them MSRs) will be in touch within the next business day!

questions2