Home Equity Loans and Lines of Credit
Use the equity in your home for flexible financing for home improvements, debt consolidation, or a large purchase. If you've been dreaming of renovating your home, cPort can help make those dreams a reality!
With a Home Equity Loan from cPort, you can:
- Repair or make improvements to your house
- Take on a DIY project for your bathroom or kitchen
- Landscape the yard or add a pool
- Start your own business
- Consolidate debt
- Pay for medical expenses, emergencies, or big-ticket items
- And more -- just ask!
cPort offers Home Equity Lines of Credit and Fixed Rate Home Equities. We'll work with you to determine what best fits your needs. Also, the interest on Home Equity Loans may be tax-deductible. (Ask a tax adviser to see if you qualify.)
Purchase Mortgages
Looking to buy a new home? Learn more about our mortgage products.
National Mortgage Licensing System
cPort Credit Union Nationwide Mortgage Licensing System ID: 409174
Home Equity Lines of Credit
Effective as of June 1, 2023| Type of Home Equity Line of Credit | As Low As |
|---|---|
| Open-End Variable Rate | 7.75% APR |
| Interest Only | 7.75% APR |
| 3-Year Fixed Rate, Interest Only | 7.75% APR |
| APR = Annual Percentage Rate. Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. | |
Home Equity Loans
Effective as of June 1, 2023| Fixed Rate Products | As Low As |
|---|---|
| Up to 5 years | 5.75% APR |
| Up to 10 years | 6.25% APR |
| Up to 15 years | 6.50% APR |
| APR = Annual Percentage Rate. Rates are fixed for the life of the loan. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%. | |
Adjustable Rate Mortgages (ARMs)
Effective as of June 1, 2023| Type of Adjustable Rate Mortgage | As Low As |
|---|---|
| Fixed Rate - First 3 years | 6.25% APR |
| Fixed Rate - First 5 years | 6.50% APR |
| Fixed Rate - First 7 years | 6.75% APR |
| APR = Annual Percentage Rate. Rates are adjusted quarterly after initial fixed rate period based on the Prime Rate +/- a margin. Stated rates reflect first mortgage lien position. Maximum rate is 18%. Maximum term is 30 years. Second position ARMs also available with maximum term of 15 years. Add .25% APR for second position. | |