Credit Reports

It’s always been a good idea to monitor your credit closely. But now, given the heightened awareness around fraud during the pandemic, it’s more important than ever. Routinely reviewing your credit report is helpful for a few reasons:

Catch identity theft early on

We know that fraud scams have been on the rise during the pandemic. It’s imperative to check in on your finances regularly to see if there is suspicious activity on your account that you don’t recognize.

Credit reports can affect your payments

So many things can be determined by your credit report including mortgage rates, credit card approvals, housing requests, or even your job application. Because your credit touches so many daily things it’s key to check in to make sure everything is accurate.

Access your credit report weekly for free

Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021. You can access your free credit report at

If you want to learn more information about credit, both The Federal Trade Commission and the Consumer Financial Protection Bureau’s website have some useful tips.