Planning for your Wedding: Where to Start!

Wedding bouquet in hands of the bride

Planning for your wedding can be overwhelming, but no matter where you are in the process, cPort can help you budget.

A wedding is likely the most expensive event you’ll throw in your life. Here are 4 simple tips to keep your finances on track and still get the wedding of your dreams:

  1. Determine what you can afford. Your wedding will be one of the most exciting days of your life, but it’s easy to get carried away with spending to make it absolutely perfect! It’s important to know what you want and what you can afford. To get an idea, check out this breakdown on the average cost of a Maine wedding.  Determine what you can afford to spend on your big day after looking at your own financial status.
  2. Once you’ve determined what you can spend, develop a budget.How should you distribute your money? Check out this Wedding Budget 101 article. Generally about 49% of your money should be set aside for the reception (venue, food, rentals, etc.),  12% for photography, 8% for flowers, 8% for music, 10% for apparel, 3% for invitations and stationary, 3% for transportation and lodging, 3% for gifts for your wedding party, 2% for the ceremony, and 2% for rings. 
  3. Stick to your budget. After you’ve determined where you will spend your money, stick to it! If you overspend on your venue, then that money will have to come out elsewhere, or you’ll be spending outside of your means. Sites like Wedding Wire allow you to plug in your spending and keep track of your budget.
  4. Plan for surprises! Be sure to leave a little money in reserve for unexpected expenses. Check out these Wedding Budget Myths, too!

At cPort, we offer Wedding Loans which are a great way to pay for your big day. With rates starting as low as 4.99% APR*, Wedding Loans are a great alternative to putting your expenses on a credit card, which typically has a higher interest rate. You can even use a Wedding Loan for the engagement ring, the honeymoon, or anything wedding related! You will have the option to skip you first 3 payments and can skip your payment every year on your anniversary!** We want to take the financial stress away so you can enjoy all of the wonderful parts of wedding planning.

Apply online for a Wedding Loan today or give us a call at 1-800-464-0253 for more information– happy planning!

*Annual Percentage Rate

**Skip-a-pay fees apply. Interest will still accrue.

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