cPort Savings Accounts
Life is full of changing priorities, unexpected opportunities, and important milestones. That's why cPort offers savings accounts designed to grow with you, helping you set money aside for what matters most and be ready when life comes calling.
Types of cPort Member Savings Accounts
- Elevate Savings (Ages 50+)
- Ascent Savings (Ages 26-49)
- Aspire Savings (Ages 18-25)
- Ignite Savings (Ages 10-17)
- Earnie Savings (Ages 9 and Under)
College Club Savings
Designed for members under age 25, the College Club Savings Account helps you save for college and other educational expenses. Plus, there's no minimum balance required to earn dividends.
Holiday Club Savings
Start saving today to prevent the holidays sneaking up on you and busting your budget!
Learn more >>
Purpose Club Savings
Save for a vacation, back-to-school shopping, or even an unexpected expense like a major car repair.
Set aside tax-advantaged dollars for medical expenses not covered by insurance.
Let us help you meet your retirement goals through the tax-deferred savings of an IRA.
Types of available IRAs:
- Traditional IRA
- Roth IRA
- IRA Certificate
Take advantage of a higher yield than a traditional savings account, easy access, and no fixed term.
With Certificates from cPort Credit Union, you can earn a higher yield than on other types of savings accounts and choose the term that best fits your needs.
Types of available certificates:
- Share Certificates
- Bump Certificates
- Liquid Certificates
- Save Up Certificates
Savings Account Rates
Savings Accounts
Effective as of August 1, 2026| Account Type | Dividend Rates | APY* |
|---|---|---|
| Savings Account+ | 0.35% | 0.35% |
| Club Account++ | 0.35% | 0.35% |
| College Club Account+++ | 0.45% | 0.45% |
| HSA Checking | 0.65% | 0.65% |
| IRA++++ | 0.65% | 0.65% |
| Money Market Account+++++ | 2.00% | 2.02% |
| *APY = Annual Percentage Yield. Fees could reduce earnings on any account. Rates subject to change without notice.+$5 minimum to open Share Account. $100 minimum balance required to earn dividends. ++No minimum balance to open Club Account. $100 minimum balance required to earn dividends. +++No minimum balance to open College Club Account. No minimum balance required to earn dividends. College Club Account is for members ages 25 and under. ++++$100 minimum to open Share IRA. $100 minimum balance required to earn dividends. $500 minimum balance on certificates. +++++No minimum balance to open Money Market Account. $2,500 minimum balance required to earn dividends. | ||
Money Market Plus Account
Effective as of August 1, 2026| Balance Tiers | Dividend Rates | APY |
|---|---|---|
| < $25,000 | 2.00% | 2.02% APY |
| $25,000- < $50,000 | 2.15% | 2.17% APY |
| $50,000 - < $75,000 | 2.30% | 2.32% APY |
| $75,000 - < $100,000 | 2.45% | 2.48% APY |
| $100,000- < $250,000 | 2.60% | 2.63% APY |
| $250,000+ | 2.75% | 2.78% APY |
| APY = Annual Percentage Yield. Rates subject to change without notice. $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account. | ||
Share Certificates
Effective as of August 1, 2026.| Term | Dividend rates | APY | Elevate Account Dividend Rates | Elevate Account APY |
|---|---|---|---|---|
| 3 Months | 2.65% | 2.68% APY | 2.75% | 2.78% APY |
| 6 Months | 2.70% | 2.73% APY | 2.80% | 2.83% APY |
| 9 Month Special | 3.25% | 3.30% APY | 3.35% | 3.40% APY |
| 12 Months | 2.80% | 2.84% APY | 2.90% | 2.94% APY |
| 18 Months | 2.85% | 2.89% APY | 2.95% | 2.99% APY |
| 24 Months | 2.90% | 2.94% APY | 3.00% | 3.04% APY |
| 30 Months | 2.95% | 2.99% APY | 3.05% | 3.09% APY |
| 36 Months | 3.00% | 3.04% APY | 3.10% | 3.14% APY |
| 48 Months | 3.05% | 3.09% APY | 3.15% | 3.19% APY |
| 60 Months | 3.10% | 3.14% APY | 3.20% | 3.24% APY |
| APY = Annual Percentage Yield. $500 minimum balance required to open. We may impose a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible. | ||||
- Share Certificates
- Bump Certificates
- Liquid Certificates
- Save Up Certificates
Bump Rate Certificates
Effective as of August 1, 2026| Term | Dividend rates | APY | Elevate Account Dividend Rates | Elevate Account APY |
|---|---|---|---|---|
| 24 Months | 2.80% | 2.84% APY | 2.90% | 2.94% APY |
| 36 Months | 2.90% | 2.94% APY | 3.00% | 3.04% APY |
| 48 Months | 3.00% | 3.04% APY | 3.10% | 3.14% APY |
| 60 Months | 3.10% | 3.14% APY | 3.20% | 3.25% APY |
| APY = Annual Percentage Yield. $500 minimum balance required to open. Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible. | ||||
Liquid Certificates
Effective as of August 1, 2026| Term | Dividend Rates | APY | Elevate Account Dividend Rates | Elevate Account APY |
|---|---|---|---|---|
| 12 Months | 2.75% | 2.78% APY | 2.85% | 2.89% APY |
| 18 Months | 2.80% | 2.84% APY | 2.90% | 2.94% APY |
| APY = Annual Percentage Yield. Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. $5,000 minimum balance required to open Liquid Certificates. Includes one penalty-free withdrawal per quarter. | ||||
Save Up Certificates
Effective as of August 1, 2026| Term | Dividend Rates | APY | Elevate Account Dividend Rates | Elevate Account APY |
|---|---|---|---|---|
| 12 Months | 2.70% | 2.73% APY | 2.80% | 2.84% APY |
| 24 Months | 2.80% | 2.84% APY | 2.90% | 2.94% APY |
| APY = Annual Percentage Yield. Penalty applies for early withdrawal. Fees could reduce earnings on any account. $100 minimum to open. IRA eligible. |
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A Savings Account for Every Stage of Life
Earnie Savings
Ages 9 and Under
Learn more
Ignite Savings
Ages 10-17
Learn more
Aspire Savings
Ages 18-25
Learn more
Ascent Savings
Ages 26-49
Learn more
Elevate Savings
Ages 50+
Learn more
When you become a cPort Credit Union member, you'll have access to a savings account designed to support you wherever you are in life. Whether you're just starting your financial journey, working toward a goal, or planning for the future, our savings accounts are designed to help you build financial confidence at every stage of life.