Savings Accounts

Rates effective as of July 1, 2017
Account TypeDividend Rates APY
Savings Account* 0.15% 0.15%
Club Account **0.15% 0.15%
College Club Account** 0.25% 0.25%
IRA*** 0.35% 0.35%
Money Market Account**** 0.35% 0.35%
APY = Annual Percentage Yield. Rates subject to change without notice. Fees could reduce earnings on any account.
* $5 minimum to open Savings Account. $100 minimum balance required to earn dividends.
** No minimum balance to open Club Account. $100 minimum balance required to earn dividends. College Club Account is for members ages 25 and under.
*** $100 minimum balance to open and to earn dividends. $500 minimum balance on certificates.
**** No minimum balance to open Money Market Account. $2,500 minimum balance required to earn dividends.

Money Market Plus Account

Rates effective as of July 1, 2017
Balance Tiers Dividend Rates APY
< $25,0000.35% 0.35% APY
$25,000- < $50,0000.40% 0.40% APY
$50,000 - < $75,0000.45% 0.45% APY
$75,000 - < $100,0000.50% 0.50% APY
$100,000+0.55% 0.55% APY
APY = Annual Percentage Yield. Rates subject to change without notice. $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends.

Certificates

Rates effective as of July 1, 2017
TermDividend ratesAPY Classic Account Dividend Rates Classic Account APY
3 Months0.40% 0.40% APY0.50% 0.50% APY
6 Months0.45% 0.45% APY0.55% 0.55% APY
9 Months0.55% 0.55% APY0.65% 0.65% APY
12 Months0.65% 0.65% APY0.75% 0.75% APY
18 Months0.75% 0.75% APY0.85% 0.85% APY
24 Months0.85% 0.85% APY0.95%0.95% APY
30 Months0.95% 0.95% APY1.05% 1.06% APY
36 Months1.25% 1.26% APY1.35% 1.36% APY
48 Months1.50% 1.51% APY1.60% 1.61% APY
60 Months1.75% 1.76% APY1.85% 1.87% APY
APY = Annual Percentage Yield. $500 minimum balance required to open. Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account.

Liquid Certificates

Rates effective as of July 1, 2017
TermDividend Rates APY Classic Account Dividend RatesClassic Account APY
12 Months 0.60% 0.60% APY0.70% 0.70% APY
15 Months 0.65% 0.65% APY0.75% 0.75% APY
APY = Annual Percentage Yield. Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. $10,000 minimum balance required to open Liquid Certificates. Includes one penalty-free withdrawal per quarter.