Skip to content

Routing#: 211288239 | Toll-free: 800-464-0253

Savings Rates

Savings Accounts

Effective as of April 1, 2023
Account TypeDividend Rates APY*
Savings Account+ 0.35% 0.35%
Club Account++0.35% 0.35%
College Club Account+++ 0.45% 0.45%
Health Savings Account0.65%0.65%
IRA++++0.65% 0.65%
Money Market Account+++++ 2.00% 2.02%
*APY = Annual Percentage Yield. Fees could reduce earnings on any account. +$5 minimum to open Share Account. $100 minimum balance required to earn dividends. ++No minimum balance to open Club Account. $100 minimum balance required to earn dividends. +++No minimum balance to open College Club Account. No minimum balance required to earn dividends. College Club Account is for members ages 25 and under. ++++$100 minimum to open Share IRA. $100 minimum balance required to earn dividends. $500 minimum balance on certificates. +++++No minimum balance to open Money Market Account. $2,500 minimum balance required to earn dividends.

 

Money Market Plus Account

Effective as of April 1, 2023
Balance Tiers Dividend Rates APY
< $25,0002.00% 2.02% APY
$25,000- < $50,0002.10% 2.12% APY
$50,000 - < $75,0002.20% 2.22% APY
$75,000 - < $100,0002.30% 2.32% APY
$100,000- < $250,0002.40% 2.43% APY
$250,000+2.50% 2.53% APY
APY = Annual Percentage Yield. Rates subject to change without notice. $25,000 minimum balance to open. Transaction limits apply. $2,500 minimum average monthly balance to earn dividends. Fees could reduce earnings on any account.

 

Share Certificates

Effective as of April 1, 2023
TermDividend ratesAPY Classic Account Dividend Rates Classic Account APY
3 Months2.60% 2.63% APY2.70% 2.73% APY
6 Months2.65% 2.68% APY2.75% 2.78% APY
9 Months2.70% 2.73% APY2.80% 2.84% APY
12 Month Special4.00% 4.07% APY4.10% 4.18% APY
18 Months2.85% 2.89% APY2.95% 2.99% APY
24 Months2.90% 2.94% APY3.00%3.04% APY
30 Months2.95% 2.99% APY3.05% 3.09% APY
36 Months3.10% 3.14% APY3.20% 3.25% APY
48 Months3.20% 3.25% APY3.30% 3.35% APY
60 Months3.30% 3.35% APY3.40% 3.45% APY
APY = Annual Percentage Yield. $500 minimum balance required to open. Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.

 

Bump Rate Certificates

Effective as of April 1, 2023
TermDividend ratesAPY Classic Account Dividend Rates Classic Account APY
24 Month Special3.30% 3.35% APY 3.40%3.45% APY
36 Month Special3.50% 3.56% APY3.60% 3.66% APY
48 Months3.10% 3.14% APY3.20% 3.25% APY
60 Months3.20% 3.25% APY3.30% 3.35% APY
APY = Annual Percentage Yield. $500 minimum balance required to open. Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. IRA eligible.

 

Liquid Certificates

Effective as of April 1, 2023
TermDividend Rates APY Classic Account Dividend RatesClassic Account APY
12 Month Special 3.25% 3.30% APY3.35% 3.40% APY
18 Month Special 2.75% 2.78% APY2.85% 2.89% APY
APY = Annual Percentage Yield. Certificates carry a penalty for early withdrawal. Fees could reduce earnings on any account. $5,000 minimum balance required to open Liquid Certificates. Includes one penalty-free withdrawal per quarter.

 

Save Up Certificates

Effective as of April 1, 2023
TermDividend Rates APY Classic Account Dividend RatesClassic Account APY
12 Months 2.65% 2.68% APY2.75% 2.78% APY
24 Months 2.80% 2.84% APY2.90% 2.94% APY
APY = Annual Percentage Yield. Penalty applies for early withdrawal. Fees could reduce earnings on any account. $100 minimum to open. IRA eligible.