Everyday Banking. No Charge.

It sounds simple. And it is. At cPort, we don’t think you should have to pay a cent for your normal, everyday transactions. And there’s no minimum balance required for your checking account!*

Free Credit Union Checking Accounts

Basic cPort Credit Union Checking Account Benefits

Members of our Southern Maine credit union enjoy these benefits with a basic cPort Credit Union checking account: 

As well as:

  • Overdraft protection options****
  • FREE CUPhone (24-hour automated teller system)
  • Convenient account access at over 5,000 branches nationwide via Shared Branching
  • Over 200 Surcharge-free ATM locations via the statewide SURF Network
  • Free checks for Classic Members (over age 50)

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Open an account and become a member!

Or, stop into one of our convenient branch locations in Portland, Scarborough, and Augusta, or call 1-800-464-0253 to get started!

Teen Checking Account Benefits (Ages 13-17)

With a parent or guardian co-signer, teens can learn the importance of money management with a cPort Teen Checking Account!

You'll enjoy:

  • Cool cPort Swag item
  • Free Online and Mobile Banking to track your savings
  • Free debit card with a parent or guardian co-signer
  • Free coffee and ice cream everyday as a cPort member!

To open your account today, stop into one of our branches in Portland, Scarborough, and Augusta, or call 1-800-464-0253 for more information about Teen Checking Accounts!

free4ME Checking Account Benefits (Ages 18-25) 

Designed exclusively for the 18-25 crowd!

The free4Me Account includes all of the convenient features of our standard checking account with some great extra perks!

You'll enjoy:

  • "Oops!" refund twice per year
  • No minimum balance required
  • No service charges or hidden fees
  • FREE Online Banking and eStatements
  • FREE CUPhone service
  • Free mobile app with Mobile Check Deposit
  • Convenient account access nationwide via Shared Branching
  • Surcharge-free ATM access via the statewide SURF Network

Open an account and become a member!

Or, stop into one of our credit union branches in Portland, Scarborough, and Augusta, or call 1-800-464-0253 for more information about free4ME Accounts!

Clean Slate Credit Union Checking Accounts

cPort offers Clean Slate checking accounts to members who need a fresh start managing their banking. If you have an event in your credit history that resulted in an unpaid balance with another financial institution, a Clean Slate checking account can help you get back on track. With your Clean Slate checking account, you’ll also enjoy:

  • No minimum balance
  • No monthly fee
  • Free debit card
  • Free eBanking
  • $100 when you sign up for Direct Deposit*

To open a Clean Slate Checking Account, visit your local cPort Credit Union today!

Overdraft Protection Options**** 

Save yourself from overdraft fees with cPort's overdraft protection options. When a check or debit is presented for payment and there are not adequate funds in your account, the following options are available to cover the necessary funds:

  • Overdraft Protection from your Savings Account: Automatically makes a transfer from your savings to your checking to cover an insufficient funds item.
  • Overdraft Line of Credit***: A revolving line of credit that automatically advances a loan to you so your insufficient funds item clears.

Choose the option(s) of overdraft protection and customize the order of payment that best fits your needs. Choose to overdraft to either your Overdraft Line of Credit first then to your savings account, or savings account first then your Overdraft Line of Credit. It's up to you!

*A minimum Share Deposit of $5.00 is required to establish your membership.

**No minimum balance required to receive the bonus. To be eligible you must start a new direct deposit of net pay into your account within 60 days of opening your account. Terms and conditions subject to change. Bonus will be deposited within ten business days of your direct deposit.

***Overdraft Line of Credit is subject to credit approval.

****Fees apply for Overdraft Protection.