cPort Merchant Services
cPort's Merchant Services provides simple, secure payment processing so you can focus on running your business, not managing payments.
Get Paid Faster. Get Paid Easier.
cPort Merchant Services provides a simple, all-in-one solution that helps you get paid faster and more efficiently. Most transactions are deposited into your account within 1 to 2 business days, and in some cases, funds may be available instantly*. Whether customers pay in person, online, or on the go, the platform supports a wide range of payment methods, including credit cards, mobile wallets, and ACH, while streamlining transactions, reporting, and reconciliation.
Create a cPort Merchant Account Now
cPort Credit Union partners with Square to provide a simple, affordable payment processing solution for your business. Setup is fast, with no long-term contracts or monthly commitments. When creating your account, you can choose between two pricing approaches:
Option One
Standard Payment Processing.
2.6% + $0.15 per Transaction.
Business Pays Processing Costs.
Standard Processing allows your business to accept credit and debit card payments at Square's standard processing rate of 2.6% + $0.15 per transaction, with your business covering the processing costs. You accept every major card, and Square's fee comes out of the sale - simple & predictable
Option Two
Cash Discount Program at 4% Flat.
Reduce or Offset Processing Expenses.
Cash Customers Receive a Discount.
Our Cash Discount Program provides an alternative pricing structure for eligible businesses. Your prices reflect the small cost of accepting cards (4.17%), and cash-paying customers get a discount at checkout - a great option if you want to offset processing costs.
Not Sure Which One Fits? Our team can help you determine which option best fits your business model, customer base, and sales environment.
One Solution. Every Payment Channel.
Whether you operate a restaurant, retail store, liquor shop, or specialty business, Square offers industry-specific tools that help streamline operations, improve the customer experience, and simplify payment acceptance:
In-person: POS systems and card terminal
Online: Secure checkout and payment gateway
Mobile: Accept payments from your phone or tablet
Virtual Terminal: Take payments remotely
Key Benefits
Accept payments anywhere, anytime.
Whether you're running a storefront, selling at events, providing services on-site, or operating an online business, cPort Merchant Services gives you the flexibility to process payments when and where your customers want to pay.
- Accept payments in person using card readers and point-of-sale solutions.
- Take payments on the go from a smartphone or tablet, making it easy to process transactions wherever business happens.
- Accept online payments through your website, invoices, or payment links.
- Process contactless payments including tap-to-pay cards and mobile wallets.
- Manage transactions and reporting from a centralized platform, helping you track sales and monitor business performance.
Offer customers multiple convenient ways to pay.
By offering payment options through cPort Merchant Services, you can accommodate virtually every customer preference, whether they want to pay by card, online, by bank transfer, on a mobile device, or through recurring billing arrangements.
- In-Person Payments
- Online Payments
- ACH and Bank Payments
- Invoice Payments
- Recurring and Automatic Payments
- Mobile and Remote Payments
- Buy Now, Pay Later (if enabled)
- Gift Cards and Stored Value
Accept payments quickly while maintaining high security standards.
Whether you're processing payments in person, online, or remotely, you can provide customers with a fast, reliable, and secure payment experience.
Fast Payment Acceptance
- Process transactions in seconds, helping reduce wait times and improve customer satisfaction.
- Accept a variety of payment methods, including credit cards, debit cards, contactless payments, mobile wallets, and online payments.
- Keep business moving smoothly with streamlined payment processing and reporting tools.
Advanced Security Features
To help protect both your business and your customers, cPort Merchant Services incorporates multiple layers of security, including:
- End-to-end encryption and tokenization to help safeguard sensitive payment data throughout the transaction process.
- PCI DSS Level 1 compliance, meeting the payment industry's highest standards for data security.
- Fraud prevention tools designed to help identify suspicious activity and reduce the risk of unauthorized transactions
Engage cutting-edge payment technology with Square
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Transparent pricing
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No long-term contracts
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Integrated business management tools
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Modern hardware ecosystem
Businesses Examples
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Tableside ordering and payments
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Online ordering and delivery management
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Kitchen Display System (KDS)
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Customer loyalty and marketing tools
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Restaurant reporting and analytic
- Inventory management across all sales channels
- Integrated ecommerce capabilities
- Marketing via email and text campaigns
- Sales performance reporting
- Square Register, Stand, and Terminal hardware options
- Inventory tracking and management
- Age verification and ID scanning support
- Omnichannel sales capabilities
- Marketing tools and reporting dashboards
- Integrated retail hardware options
- Self-service ordering kiosks
- Built-in payment acceptance
- Loyalty integration
- Order customization and faster service
- Reduced labor costs and shorter lines
Examples: Medical practices, salons, spas, fitness studios
- Invoice clients and patients for services.
- Accept convenient online payments.
- Manage recurring billing and memberships.
- Monitor revenue and automate accounting tasks.
Ready to Make Getting Paid Easier?
Let us help you simplify your payments, improve cash flow, and deliver a better experience to your customers.
*Square typically deposits funds within 1–2 business days for standard transfers, with instant transfers available for immediate access at a small fee, depending if the transaction is processed before or after 8 pm EST.