Lower your auto loan rate when your credit score improves with cPort!
A Smarter Way to Finance Your Auto Loan
At cPort, we believe that improving your financial health should come with real rewards. That’s why we’re introducing Score & Save, an auto loan that is designed to help you save money as a result of building a stronger credit score, whether you're buying a new or used car or refinancing an existing auto loan from another financial institution. When your credit score significantly improves, you may be eligible to lower your interest rate once during the term of your loan, starting any time after 12 months from the origination of your Score & Save auto loan. It’s more than just a loan—it’s an opportunity to take control of your financial future while keeping more money in your pocket.
Competetive Rates
cPort offers some of the lowest auto loan rates around on both new and used vehicles.
Flexible Terms
Choose from a variety of monthly terms to find the payment plan that fits your budget.
Auto Loan Check
Get pre-approved and receive an Auto Loan Check, letting you shop at any dealership and pay as if you have cash in hand.
GAP Insurance
cPort’s GAP insurance covers your loan balance and gives you $1,000 for your next vehicle.
Route 66 Extended Warranty
cPort's Route 66 Warranty provides affordable, full-coverage vehicle protection.
Easy Process
Simply Apply online, call 1-800-464-0253, or stop in to one of our local branches.
Auto Loans
Effective as of March 1, 2025| Loan Type | Term | As Low As |
|---|---|---|
| New & Used Auto Loans | Up to 36 Months | 4.99% APR |
| Up to 48 Months | 5.50% APR |
|
| Up to 60 Months | 5.75% APR |
|
| Up to 72 Months | 5.99% APR |
|
| Up to 84 Months | 6.25% APR | |
| *APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies. | ||
