Budget Smarter This Holiday Season with a cPort Credit Union Holiday Loan
The holiday season brings plenty of joy, but it can also bring extra expenses. From travel and gifts to festive meals and decorations, it’s easy to overspend and start the new year with unwanted credit card debt. That’s where a holiday loan can make a difference.
With a cPort Credit Union holiday load, you can plan your seasonal spending in advance, take advantage of lower rates, and start the new year feeling confident about your finances.
Contact us to apply or visit your local cPort branch.
cPort Credit Union is offering Holiday Loans from November 1, 2025 to January 31, 2026.
Holiday Loans
Promo ends January 31st, 2026.| Term | As Low As |
|---|---|
| Up to 12 Months | 6.99% APR* |
| * “APR” means Annual Percentage Rate. Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required. | |
Or visit your local cPort branch.
Understanding the True Cost of Holiday Spending
Even with the best intentions, holiday expenses can add up fast. Travel, family meals, gifts, and last-minute extras often exceed what we plan for, especially with rising prices on everything from groceries to airfare.
That’s why it helps to go into the season with a clear budget and predictable payments. A holiday loan offers the flexibility to manage short-term costs without relying on high-interest credit cards or draining your savings. It’s a proactive way to enjoy the holidays while keeping your budget intact.
If you’re planning your end-of-year finances, take a look at cPort’s personal loan options to find the best fit for your goals.
What is a Holiday Loan?
A holiday loan is a short-term personal loan designed to help you cover holiday-related expenses, such as gifts, travel, decorations, celebrations, and more. Unlike credit cards, cPort’s holiday loans feature fixed interest rates and consistent monthly payments, so you always know exactly what you owe and when it will be paid off.
With no collateral required, holiday loans offer a convenient and straightforward way to manage your holiday spending!
Why Choose a Credit Union Holiday Loan?
Choosing a credit union holiday loan means borrowing from a partner that puts members first. As a not-for-profit institution, cPort Credit Union reinvests earnings into better rates and fewer fees, keeping more money in your pocket when it matters most.
Here’s how a cPort holiday loan can help you budget smarter this season:
- Low rates: Borrow at a competitive rate that can save you money on interest.
- Fixed payments: Stay on top of your budget with fixed monthly payments throughout the loan term.
- No hidden fees: Transparent terms make borrowing simple and predictable.
- Flexible use: Cover gifts, travel, decor, and more.
With a cPort Holiday Loan, you can plan your shopping confidently, knowing exactly how much you can spend without the risk of overspending.
Ready to Stress Less This Holiday Season?
The holidays should come with financial worry. Apply for your Holiday Loan today and make this season truly magical!
Contact us to apply or visit your local cPort branch.
Or visit your local cPort branch.
Budget the Season with a Holiday Loan from cPort Credit Union
Why rely on a credit card when you can experience the advantages of a Holiday Loan? Take control of your finances this season, and enjoy lower interest rates and fixed monthly payments.
With a cPort Holiday Loan, you can plan your shopping confidently, knowing exactly how much you can spend without the risk of overspending.
Apply for your Holiday Loan today and make this season truly magical!
Holiday Loans
Promo ends January 31st, 2026.| Term | As Low As |
|---|---|
| Up to 12 Months | 6.99% APR* |
| * “APR” means Annual Percentage Rate. Your rate will be determined by your creditworthiness. 12 monthly payments of $86.52 per $1,000 borrowed at the As Low As rate and maximum term. Membership eligibility to join cPort is required. | |
Contact us to apply or visit your local cPort branch.
cPort Credit Union is offering Holiday Loans from November 1, 2025 to January 31, 2026.
