For purposes of this Agreement, “website” refers to the Credit Union's website at www.cportcu.org. The terms “we,” “us,” and “our” refer to the Credit Union. “You” refers to you, as a user of website.
II. INFORMATION WE COLLECT
We may collect both “Non-Personal Information” and “Personal Information” about you. Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit and preferences that are generated based on the data you submit and number of clicks. “Personal Information” includes information that can be used to personally identify you, such as your name, address and email address.
In addition, we may also track information provided to us by your browser or by our mobile application when you view or use the website, such as the website you came from, the type of browser you use, the device from which you connected to the website, the time and date of access, and other information that does not personally identify you. We use this information for, among other things, the operation of the website, to maintain the quality of the website, to provide general statistics regarding use of the website and for other business purposes. We may track this information using cookies, or small text files which include an anonymous unique identifier. Cookies may be sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal Information about that user and keep a record of the user’s preferences when visiting our website, both on an individual and aggregate basis. The Credit Union may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser.
Persistent cookies can be removed by following your Internet browser help file directions.
III. HOW WE USE AND SHARE PERSONAL INFORMATION
In general, we do not sell, trade, rent or otherwise share your Personal Information with third parties without your consent. We may share your Personal Information with vendors and other third-party providers who are performing services for the Credit Union. In general, the vendors and third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide for the Credit Union. For example, when you provide us with personal information to complete a transaction, verify your business credit, or engage our services, you consent to our collecting and using such personal information for that specific purpose, including by transmitting such information to our vendors (and their services providers) performing these services for the Credit Union.
However, certain third-party service providers, such as payment processors, have their own privacy policies in respect of the information that we are required to provide to them in order to use their services. For these third-party service providers, we recommend that you read their privacy policies so that you can understand the manner in which your Personal Information will be handled by such providers.
In addition, we may disclose your Personal Information if required to do so by law or if you breach a contract.
IV. HOW WE USE AND SHARE NON-PERSONAL INFORMATION
V. HOW WE PROTECT INFORMATION
We implement reasonable precautions and follow industry best practices in order to protect your Personal Information and ensure that such Personal Information is not accessed, disclosed, altered or destroyed. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such precautions. By visiting our website or engaging our services, you acknowledge that you understand and agree to assume these risks.
VI. YOUR RIGHTS REGARDING USE OF YOUR PERSONAL INFORMATION
You have the right at any time to prevent us from contacting you for marketing purposes. When we send a promotional communication to you, you can opt-out of further promotional communications by following the unsubscribe instructions provided in each promotional email. Please note that notwithstanding the promotional preferences you indicate by either unsubscribing or opting out, we may continue to send you administrative or engagement-specific emails.
VII. LINKS TO OTHER WEBSITES
VIII. AGE OF CONSENT
By using our website or engaging our services, you represent that you are at least 18 years of age.
X. MERGER OR ACQUISITION
XI. EMAIL COMMUNICATIONS & OPTING OUT
We will send you Credit Union-related announcements when it is necessary to do so. Generally, you may not opt-out of non-promotional or engagement-specific communications. Based upon the Personal Information that you provide us, we may communicate with you in response to your inquiries to provide specific services and to manage your project or account. We will communicate with you by email or telephone, in accordance with your wishes. We may also use your Personal Information to send you updates and other promotional communications. If you no longer wish to receive those email updates, you may opt-out of receiving them by following the instructions included in each update or promotional communication.
XII. CONTACT US & WITHDRAWING CONSENT
Updated: August 12, 2021.