Home Buying Guide- What are Your Options When it Comes to Buying or Refinancing

Refinance or Buy

With 2021 in full swing, mortgage rates continue to stay low. Have you been waiting for the right time to buy or refinance your home? Here is a little guide from cPort’s Lending Team about what options might make the best sense for you, based on what you’re looking to accomplish with your home.


  • If there is enough equity in your property, refinancing might make the most sense. 
  • You can perform updates or additions to your home this spring with a cash-out refi.
  • Refinance your first mortgage for a better rate and add a home equity line of credit all in one transaction.


With home buying at an all-time high, it is important to be prepared with a pre-approval and cPort can help with that process. After working with our Lending Team on a pre-approval, you will feel confident in making an offer in this competitive environment. 

We have a variety of financing available. Whether you are looking to get into your first home, or for a second home as a local getaway to enjoy the outdoors, the options are endless.

If you are interested in earning some additional income, you may also want to explore purchasing a property as an investment.

Give us a call at 1-800-464-0253. Our dedicated Lending Team is eager to find the right loan that will meet your specific needs. We will help you every step of the way from pre-qualification through closing.