Loan Rates

Loan Rates

Consumer Loans

Auto Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
Loan TypeTerm As Low As
New & Used Auto Loans
Up to 36 Months 1.99% APR
Up to 60 Months 1.99% APR
Up to 72 Months 2.99% APR
Up to 84 Months*3.99% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies.
60 monthly payments of $17.53 per $1,000.00 borrowed based on a low rate of 1.99%

 

Boat Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
Loan TypeTerm As Low As
Boat Loans
Up to 36 Months 3.75% APR
Up to 60 Months 4.25% APR
Up to 72 Months 4.75% APR
Up to 84 Months*5.25% APR
Up to 120 Months*5.50% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Boat age will determine the maximum loan term permitted by our policies.
* Term limits may apply depending on year of boat.

 

Citizenship Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
TermAs Low As
Up to 12 Months 3.99% APR
Up to 24 Months 4.50% APR
Up to 36 Months 5.99% APR
Up to 48 Months 6.50% APR
Up to 60 Months 6.99% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.

 

Energy Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
TermAs Low As
Up to 12 Months 2.99% APR
Up to 24 Months 4.50% APR
Up to 36 Months 5.99% APR
Up to 48 Months 6.50% APR
Up to 60 Months 6.99% APR
*APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.

 

Family Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
TermAs Low As
Up to 12 Months 4.99% APR
Up to 24 Months 5.50% APR
Up to 36 Months 6.99% APR
Up to 48 Months 7.50% APR
Up to 60 Months 7.99% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.

 

Indus Fund Loan

Rates effective as of [fl_year format="F"] 1, [fl_year]
TermAs Low As
Up to 5 Year Fixed Rate 3.50% APR
*APR = Annual Percentage Rate. Loan amount can be between $500 - $10,000.

 

Lines of Credit

Rates effective as of [fl_year format="F"] 1, [fl_year]
Loan TypeMaximum LineAs Low As
Overdraft Protection Lines of Credit*$5,00010.25% APR
Credit Builder Lines of Credit**$1,0009.99% APR
Personal Lines of Credit**$10,0009.99% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria.
* Line available for qualified borrowers up to $5,000. Rate is variable and based on Prime +7%. Maximum Rate 18%.
** Rates are fixed for the life of the loan.

 

Other Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
Loan TypeTerm As Low As
Savings or Certificate Secured Loan Up to 60 Months at Certificate Rate Plus 3% call for rates
Mobile Home Loans (on owned land)**Up to 5 Years9.50% APR
Up to 10 Years9.75% APR
Up to 15 Years9.99% APR
Land LoansUp to 5 Years5.25% APR
Up to 10 Years5.50% APR
Up to 15 Years5.75% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria.
* Line available for qualified borrowers up to $5,000. Rate is variable and based on Prime +7%. Maximum Rate 18%.
** Rates are fixed for the life of the loan.

 

Personal Loans & Debt Consolidation Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
TermAs Low As
Up to 12 Months 4.99% APR
Up to 24 Months 5.50% APR
Up to 36 Months 6.99% APR
Up to 48 Months 7.50% APR
Up to 60 Months 7.99% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.

 

Recreational Vehicle, Motorcycle and Other Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
Term As Low As
Up to 36 Months 3.75% APR
Up to 60 Months 4.25% APR
Up to 72 Months 4.75% APR
Up to 84 Months*5.25% APR
Up to 120 Months**5.50% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Vehicle age will determine the maximum loan term permitted by our policies.
* Term limits may apply depending on year of Vehicle.

 

Sustainability Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
TermAs Low As
Up to 12 Months 2.99% APR
Up to 24 Months 4.50% APR
Up to 36 Months 6.99% APR
Up to 48 Months 7.50% APR
Up to 60 Months 7.99% APR
*APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Loan funds will be paid directly to supplier.

 

Wedding Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
Term As Low As
Up to 12 Months 3.99% APR
Up to 24 Months 4.50% APR
Up to 36 Months 5.99% APR
Up to 48 Months 6.50% APR
Up to 60 Months 6.99% APR
APR = Annual Percentage Rate. Stated rate is based on certain creditworthiness criteria. Minimum loan amount $500. Maximum loan amount $30,000.

 


Home Loans

Adjustable Rate Mortgages (ARMs)

Rates effective as of [fl_year format="F"] 1, [fl_year]
Type of Adjustable Rate MortgageAs Low As
Fixed Rate - First 3 years3.25% APR
Fixed Rate - First 5 years3.50% APR
Fixed Rate - First 7 years3.75% APR
APR = Annual Percentage Rate. Rates are adjusted quarterly after initial fixed rate period based on the Prime Rate +/- a margin. Stated rates reflect first mortgage lien position. Maximum rate is 18%. Maximum term is 30 years. Second position ARMs also available with maximum term of 15 years. Add .25% APR for second position.

 

Home Equity Loans

Rates effective as of [fl_year format="F"] 1, [fl_year]
Fixed Rate ProductsAs Low As
Up to 5 years3.25% APR
Up to 10 years3.50% APR
Up to 15 years3.75% APR
APR = Annual Percentage Rate. Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%.

 

Home Equity Lines of Credit

Rates effective as of [fl_year format="F"] 1, [fl_year]
Type of Home Equity Line of Credit As Low As
Open-End Variable Rate 3.00% APR
Interest Only 3.00% APR
3-Year Fixed Rate, Interest Only3.25% APR
APR = Annual Percentage Rate. Rate adjusted quarterly based on Prime Rate +/- a margin and based on first mortgage lien position. Stated rate is based on certain creditworthiness criteria. Maximum rate is 18%.