Lines of Credit

Lines of credit are a great way to build credit history while offering you the ability to draw funds as you need them. Pick the option that best meets your needs!

Credit Builder Lines of Credit

Your future is bright: establish credit history and create financial flexibility with a fixed-rate credit line.

  • Maximum line: Up to $1,000
  • Rate: Fixed for 9.99% APR* for the life of the line
  • Term: Indefinite
  • Monthly payment: 5% of your outstanding balance

Personal Lines of Credit

Enjoy the long-term flexibility of this PLOC with a fixed rate and predictable payment amount.

  • Maximum line: Up to $10,000
  • Rate: Fixed for 9.99% APR* for the life of the line
  • Term: Indefinite
  • Monthly payment: 5% of your outstanding balance

Overdraft Lines of Credit

Save yourself from overdraft fees with cPort’s overdraft protection line of credit. Your line of credit automatically advances a loan to you so your insufficient funds item clears.

  • Maximum line: Up to $5,000
  • Rate: Variable based on prime
  • Term: Indefinite
  • Monthly payment: 5% of your outstanding balance

*APR = Annual Percentage Rate. Rates are fixed for the life of the loan.

Ready to Apply?

Members can apply for a loan right in eBanking from any device!

Apply Now!

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